Personal Auto
Your car is an extension of you. Some people
have sports cars, some have pick-ups, and others
may have an SUV or a mini van. Whatever you
drive, Bills Insurance wants to make sure it stays
on the road and not at the shop.
Call us today to get a comprehensive insurance
review.
•
Cars/Trucks/Vans/SUV
•
Classic Cars
•
Antique Cars
•
Muscle Cars
•
Recreational Vehicles
There are many aspects to auto insurance. Here are some of the basics. Please feel free to
contact us for an insurance review and to answer any questions...
Uninsured Motorists – adding this coverage protects against the injuries you, your family,
or your passengers might suffer in a hit-and-run accident or in an accident with an
uninsured vehicle.
Collision Coverage – with this insurance, your insurer pays you, without regard to fault, for
damage to your car.
Comprehensive Coverage – under comprehensive coverage, your insurer pays you, without
regard to fault, for damage to your car from all causes, other than collision, such as theft
(of the car itself or its parts), fire, flood, windstorm, glass breakage, vandalism, hitting or
being hit by an animal, or by falling or flying objects. If your car is stolen, comprehensive
coverage will also provide a certain amount per day specified in your policy for
transportation expenses (rental car, public transportation, etc.). Generally, this coverage is
provided until the time the company makes an offer to settle your claim.
Medical Payments Coverage – this insurance pays, without regard to fault, medical
expenses and funeral expenses for you and persons riding with you, if an accident occurs
involving your car.
Other Coverages:
Towing and Labor Coverage
Extended Transportation Coverage (Rental Reimbursement)
Personal Umbrella
You don’t have to be a millionaire to be sued like
one!
Liability limits provided by a standard automobile
or homeowner’s policy usually aren’t enough for
$1 million and up law suits. Personal Umbrella
Liability Policies with limits of $1 million to $5
million are available. This coverage is in excess of
the liability coverage provided by your auto and
homeowners policy and is very affordable. It also
covers attorney expenses.