Commercial Auto
If your delivery truck is damaged it could shut
down your whole business. At Bills Insurance we
know you have to keep those wheels rolling...
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Cars/Trucks/Vans/SUV
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Construction Equipment
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Tractor Trailers
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Limo/Taxi
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Recreational Vehicles (mobile office)
There are many aspects to auto insurance. Here are some of the basics. Please feel
free to contact us for an insurance review and to answer any questions...
Uninsured Motorists – adding this coverage protects against the injuries you, your family,
or your passengers might suffer in a hit-and-run accident or in an accident with an
uninsured vehicle.
Collision Coverage – with this insurance, your insurer pays you, without regard to fault, for
damage to your car.
Comprehensive Coverage – under comprehensive coverage, your insurer pays you, without
regard to fault, for damage to your car from all causes, other than collision, such as theft
(of the car itself or its parts), fire, flood, windstorm, glass breakage, vandalism, hitting or
being hit by an animal, or by falling or flying objects. If your car is stolen, comprehensive
coverage will also provide a certain amount per day specified in your policy for
transportation expenses (rental car, public transportation, etc.). Generally, this coverage is
provided until the time the company makes an offer to settle your claim.
Medical Payments Coverage – this insurance pays, without regard to fault, medical
expenses and funeral expenses for you and persons riding with you, if an accident occurs
involving your car.
Other Coverages:
Towing and Labor Coverage
Extended Transportation Coverage (Rental Reimbursement)
Commercial Umbrella
Seems like everybody is getting sued for
something these days. An employee was diving
his personal vehicle to a business meeting and
had a wreck. You could get sued. The number of
lawsuits filed against companies and the size of
the settlements are on the rise.
Chances are the amount of liability protection
from your general liability insurance, commercial
auto insurance, and employer's liability policy may
not provide enough financial protection. This can
leave your business open to risk and make your
assets vulnerable.
A Commercial Umbrella Policy from Bills Insurance
Agency can increase your liability protection when
a lawsuit maxes out the limits of your current
coverage.